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Proper insurance coverage for your business is of the utmost importance. It can be overwhelming to sort through the laws of your state to determine what workers compensation insurance coverage you are actually required to have. Our team of experts is here to help. We can guide you to the options that make the most sense for your business, and let you decide which plan will best suit your needs. 

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Alabama requires businesses with more than four employees to carry workers compensation insurance coverage regardless of whether the employees are full or part-time. Officers of a corporation would be considered employees as well. If a business employs casual or domestic employees, and farm laborers or municipalities of less than 2,000 (according to recent federal census), they do not have to carry coverage. They can instead be covered under provisions of the Alabama Workers Compensation Law.

Information for State Workers Compensation Insurance