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Arkansas Workers Compensation Insurance



Generally employers in Arkansas with three or more employees are required by law to have workers compensation insurance coverage for their employees. However, there are some exceptions, so it is advised that businesses check with their insurance agent or the Arkansas Workers Compensation Commission.

Employee Leasing and Staffing Companies

Using a PEO or staffing company to obtain your workers compensation may be a good alternative to purchasing your own workers compensation policy. Leasing companies handle your payroll, w-2 forms, unemployment and workers compensation claims. In many cases the down payment required to obtain a new workers compensation policy is high and many new businesses cannot afford the down payment. Another advantage is that you will never get audited because you pay as you go for your coverage. We represent numerous leasing and staffing companies, who in many cases offer deep discounts on workers compensation coverage that cannot be found from standard workers compensation insurance carriers.

USL&H and The Jones Act

We have excellent workers compensation programs for specialty risks that require this endorsement. If you are unsure and want to read either the USL&H or Jones Act, please see the helpful links below provided for your convenience.

If you need a quote that requires this coverage

Click here for a USL&H Quote

Click here for the complete USL&H Act, courtesy of Cornell University.

Click here for: USL&H & Jones Act Information

Defense Base Act Division of Longshore and Harbor Workers' Compensation

Information for State Workers Compensation Insurance