Idaho

Any employer with one or more employees whether they are full-time, part-time or seasonal is required to obtain workers compensation coverage. The employer is also required to pay the entire cost of Idaho workers compensation insurance coverage. Deducting a portion of the cost of workers compensation premiums from employee wages is strictly prohibited. Coverage must be in effect before an employee begins work.

Coverage for exempt employment can be elected some of the time. Contact your insurance carrier for instruction on electing coverage for employees who are exempt.

If any employee is injured at a business without coverage, the owners can be found personally liable for all benefits related to the injury. This can include medical, disability, and a ten percent penalty on of the total amount of required benefits. Also, those found actively running a business without workers compensation coverage can be charged a fee of $2.00 per day and employee or $25.00 per day (whichever is greater). The Industrial Commission is obligated to file a lawsuit in district court to prevent the employer from operating any business while violating the law. Failure to purchase coverage is also considered a misdemeanor in Idaho.