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Mississippi Workers Compensation Insurance



All Employers with 5 or more employees must carry workers compensation insurance. If you have less than 5 employees it is not required, but is strongly recommended because even if your state does not require workers compensation it does not relieve you of the responsibility of a job-related injury or death. Another option in many states is self-insuring your company to cover the costs from employee injuries or death, whether this is a good idea depends on your business and the financial state of your company.

Employee Leasing and Staffing Companies

Using a PEO or staffing company to obtain your workers compensation may be a good alternative to purchasing your own workers compensation policy. Leasing companies handle your payroll, w-2 forms, unemployment and workers compensation claims. In many cases the down payment required to obtain a new workers compensation policy is high and many new businesses cannot afford the down payment. Another advantage is that you will never get audited because you pay as you go for your coverage. We represent numerous leasing and staffing companies, who in many cases offer deep discounts on workers compensation coverage that cannot be found from standard workers compensation insurance carriers.

USL&H and The Jones Act

We have excellent workers compensation programs for specialty risks that require this endorsement. If you are unsure and want to read either the USL&H or Jones Act, please see the helpful links below provided for your convenience.

If you need a quote that requires this coverage

Click here for a USL&H Quote

Click here for the complete USL&H Act, courtesy of Cornell University.

Click here for: USL&H & Jones Act Information

Defense Base Act Division of Longshore and Harbor Workers' Compensation



Mississippi Workers
Compensation Links

Information for State Workers Compensation Insurance