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Learn About Workers Compensation in Your State


Does your business have proper insurance coverage?

It can be difficult to understand what coverage you actually need and what is superfluous. We have included some information below on Tennessee's state requirements below, and our experienced professionals can help you understand what coverages are state requirements and what coverages will best protect your business from disaster. 

We can work with you to understand what is important to your business in order to create an workers' compensation plan that is unique to your business' needs. 

Follow the link to the online Quote Form or call us to get your free quote. 

Employers that have five or more employees must provide workers' compensation coverage regardless of whether those employees are full-time or part-time.
Businesses in the mining and coal-production industries are required to provide coverage if they have even one employee.
Corporate officers and family members that act as employees are considered employees for workers' compensation purposes. 
***Attention Tennessee Construction Industry***
As of March 28, 2011, construction industry employers in National Council of Compensation Insurance (NCCI) contracting group are required to provide coverage for all employees (including themselves) except for sole proprietors or partners that don't have any employees.

Information for State Workers Compensation Insurance