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Washington Workers Compensation Insurance

Please Note: Washington is a monopolistic state and you must contact the state of Washington Department of Labor & Industry for workers compensation insurance coverage. Phone 360-902-5800 or 800-547-8367 or www.lni.wa.gov. If your company has operations in other states, and you need workers compensation insurance in any other state, click below for a free quote. We have also listed below other helpful links to Washington workers compensation insurance, employee leasing and other information, news, facts and contact information to help your business.



Workers compensation insurance coverage is mandatory for all employers with one or more employees. Most businesses participate in the state’s industrial insurance program (The Washington State Fund). A self-insured employer assumes all risks and costs of workers compensation insurance benefits out of company funds.

Employee Leasing and Staffing Companies

Using a PEO or staffing company to obtain your workers compensation may be a good alternative to purchasing your own workers compensation policy. Leasing companies handle your payroll, w-2 forms, unemployment and workers compensation claims. In many cases the down payment required to obtain a new workers compensation policy is high and many new businesses cannot afford the down payment. Another advantage is that you will never get audited because you pay as you go for your coverage. We represent numerous leasing and staffing companies, who in many cases offer deep discounts on workers compensation coverage that cannot be found from standard workers compensation insurance carriers.

USL&H and The Jones Act

We have excellent workers compensation programs for specialty risks that require this endorsement. If you are unsure and want to read either the USL&H or Jones Act, please see the helpful links below provided for your convenience.

If you need a quote that requires this coverage

Click here for a USL&H Quote

Click here for the complete USL&H Act, courtesy of Cornell University.

Click here for: USL&H & Jones Act Information

Defense Base Act Division of Longshore and Harbor Workers' Compensation

Information for State Workers Compensation Insurance