West Virginia Workers Compensation-Workman's Compensation

West Virginia Workers Compensation Insurance Rules

West Virginia Workers Compensation

1. Does my West Virginia business need workers compensation insurance?

Yes, employers are required to provide workers compensation insurance for all employees. Both full and part-time employees who have fulfilled thirty(30) work days.

2. In West Virginia is there any exemptions from carrying workers compensation insurance?

Sole Proprietors who have no employees may exempt themselves from workman's compensation insurance. Corporate officers may elect to exempt themselves from workers compensation insurance once they file form with necessary agency.

3. Does West Virginia workers compensation law have specific requirements for subcontractors/contractors and sole proprietors?

Subcontractors/contractors are required to carry workers compensation insurance for their employees and be able to furnish proof. If acting as sole proprietors, subcontractors/contractors, are exempt from carrying workman's compensation insurance. However, any employer contracting them for their service must bear the responsibility for providing them with workers compensation insurance coverage.

Employee Leasing and Staffing Companies

Using a PEO or staffing company to obtain your workers compensation may be a good alternative to purchasing your own workers compensation policy. Leasing companies handle your payroll, w-2 forms, unemployment and workers compensation claims. In many cases the down payment required to obtain a new workers compensation policy is high and many new businesses cannot afford the down payment. Another advantage, based on my experience, is that you will never get audited because you pay as you go for your coverage. We represent numerous leasing and staffing companies who in many cases offer deep discounts on your workers compensation coverage that you will not find from standard workers compensation insurance carriers.

USL&H & The Jones Act

We have excellent workers compensation programs for these specialty risks requiring this endorsement. If you are unsure and want to read either the USL&H or Jones Act I have provided helpful links below for you convenience. I have found them to be the most detailed and good resources on the laws.

If you need a quote that requires this coverage

Click Here for a USL&H Quote

Click here for the complete USL&H Act , courtesy of Cornell University.
Click here for: USL&H Web Site - Dept of labor

Read the complete text of the Jones Act here.

West Virginia Workers Compensation





	West Virginia Workers Compensation West Virginia is a monopolistic state and you must obtain workers compensation coverage thru West Virginia Workmen's Comp Fund Phone 800-628-4265 or 800-498-2667 or visit www.wvwcc.org If your company has operation in other states and you need workers compensation insurance in any other state click below for a free quote. West Virginia is getting closer and taking key steps in moving West Virginia’s workers compensation system from a monopolistic state fund to a competitive market beginning July 1, 2008. As a result of this designation, NCCI has been working in cooperation with the OIC to implement the workers compensation manuals, plans, and rules and in providing rate making, proof of coverage, and data reporting services. We will keep you informed with the latest developments concerning West Virginia Providing West Virginia workers compensation information, employee leasing and other news, facts, and contact information to help your business. Find rules, statutes, forms, and professional help relating to West Virginia workers compensation insurance.
West Virginia Workers Compensation Insurance Rules 1. Does my West Virginia business need workers compensation insurance? Yes, employers are required to provide workers compensation insurance for all employees. Both full and part-time employees who have fulfilled thirty(30) work days. 2. In West Virginia is there any exemptions from carrying workers compensation insurance? Sole Proprietors who have no employees may exempt themselves from workman's compensation insurance. Corporate officers may elect to exempt themselves from workers compensation insurance once they file form with necessary agency. 3. Does West Virginia workers compensation law have specific requirements for subcontractors/contractors and sole proprietors? Subcontractors/contractors are required to carry workers compensation insurance for their employees and be able to furnish proof. If acting as sole proprietors, subcontractors/contractors, are exempt from carrying workman's compensation insurance. However, any employer contracting them for their service must bear the responsibility for providing them with workers compensation insurance coverage. Employee Leasing and Staffing Companies Using a PEO or staffing company to obtain your workers compensation may be a good alternative to purchasing your own workers compensation policy. Leasing companies handle your payroll, w-2 forms, unemployment and workers compensation claims. In many cases the down payment required to obtain a new workers compensation policy is high and many new businesses cannot afford the down payment. Another advantage, based on my experience, is that you will never get audited because you pay as you go for your coverage. We represent numerous leasing and staffing companies who in many cases offer deep discounts on your workers compensation coverage that you will not find from standard workers compensation insurance carriers. USL&H & The Jones Act We have excellent workers compensation programs for these specialty risks requiring this endorsement. If you are unsure and want to read either the USL&H or Jones Act I have provided helpful links below for you convenience. I have found them to be the most detailed and good resources on the laws. If you need a quote that requires this coverage Click Here for a USL&H Quote Click here for the complete USL&H Act , courtesy of Cornell University. Click here for: USL&H Web Site - Dept of labor Read the complete text of the Jones Act here. Copyright © 2006 Insurance Source.com, Inc. . All rights reserved. Information for State Workers Compensation Alabama \| Alaska \| Arizona \| Arkansas \| California \| Colorado \| Connecticut \| Delaware \| Florida \| Georgia \| Hawaii \| Idaho \| Illinois \| Indiana \| Iowa \| Kansas \| Kentucky \| Louisiana \| Maine \| Maryland \| Massachusetts \| Michigan \| Minnesota \| Mississippi \| Missouri \| Montana \| Nebraska \| Nevada \| New Hampshire \| New Jersey \| New Mexico \| New York \| North Carolina \| North Dakota \| Ohio \| Oklahoma \| Oregon \| Pennsylvania \| Rhode Island \| South Carolina \| South Dakota \| Tennessee \| Texas \| Utah \| Virginia \| Vermont \| Washington \| Washington D.C. \|West Virginia \| Wisconsin \| Wyoming \|